Our lawyers share the excitement and stress that comes with purchasing or selling a home and understand the importance of this time in your life. The risks associated with real estate transaction are high but with us by your side, we will help manage such risks and guide you through the transaction to a smooth completion.
Purchases and mortgages
Whether you are a first time home buyer or a seasoned real estate buyer, the process of purchasing a property is typically the same. Our real estate lawyers have extensive experience handling the purchase of residential property and working with real estate agents, mortgage brokers, and lenders to facilitate the completion. We will guide you through the various aspects of the transaction, which includes but is not limited to:
- Reviewing and advising on the purchase and sale contract
- Advising on how best to hold title to the property
- Conducting necessary searches
- Obtaining your financing documents and working with your lender
- Advising you on various costs (property transfer tax; strata fees; municipal taxes/fees; etc.)
- Advising on various documents and agreements
- Preparing documents for signing
- Filing forms with the Land Title Office
- Advising on and obtaining title insurance
- Reporting on post-closing matters
Selling property is a very exciting and the start to a new chapter in most peoples lives. Although the sale of a home may seem quite simple, it can become complicated very quickly. It is essential to obtain legal advice on what your obligations are to the purchaser and what costs you are responsible for. Our real estate lawyers will assist with obtaining documents from the purchaser, advising on costs you are responsible for, paying out charges on title that you are obligated to discharge, obtaining funds from the purchaser and much more.
When it comes to refinancing, our team has the knowledge and experience working with major banks, credit unions, and private lenders. We will review the financing agreement so you are informed of your obligations and rights, assist with the pay out of any debts, discharge any existing financial charges and finalize the transaction.
Commercial Borrowing: Our real estate lawyers regularly assist commercial clients to secure financing for various projects by providing the requisite information and documents to the lender’s counsel, preparing documents for signing, and advising on your obligations and rights.
Family transfers involve the transfer of interest in property to other members of your family. For example, a mother wanting to transfer a portion of a property she owns to her only son. As our team of lawyers have experience with real estate transactions and estate law matters, we have the ability to assist and advise on all purposes of the transfer.
Talk to us about your real estate needs so we can assist you and provide you with a peace of mind.